First Capital, Inc. is the financial holding company of First Harrison Bank (the Bank), which is a wholly owned subsidiary of the Company. The Bank’s loan portfolio includes residential loans, construction loans, commercial real estate loans, commercial business loans, consumer loans, and restructured loans. It provides a range of banking services to individuals and business customers through 18 locations in Indiana and Kentucky. The Company’s loan portfolio also consists of single-family residential and commercial real estate loans in the Louisville, Kentucky metropolitan area. First Capital originates mortgage loans for sale in the secondary market, and also sells non-deposit investment products through a financial services division. FHB Risk Mitigation Services, Inc. is the subsidiary of the Company that provides property and casualty insurance coverage to the Company, the Bank and the Bank's subsidiaries, and reinsurance to over eight other third-party insurance companies.
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