Fair Isaac Corporation (FICO) is an applied analytics company. It operates through two segments: Scores and Software. The Scores segment includes its business-to-business (B2B) scoring solutions and services, which give its clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes. This segment also includes its business-to-consumer (B2C) scoring solutions, including its myFICO.com subscription offerings. The Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process, such as account origination, customer management, customer engagement, fraud detection, financial crimes compliance, and marketing as well as associated professional services. This segment also includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software.
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