StoneCo Ltd. is a provider of financial technology and software solutions. The Company has designed a cloud-based technology platform, namely the Stone Business Model for its clients to connect, get paid and grow their businesses. The Company’s business includes financial services and software. In financial services, it offers payments solutions, digital banking, credit and insurance solutions. In software, the Company offers point of sale (POS) and enterprise resource planning (ERP) solutions for different retail and services verticals, customer relationship management (CRM), engagement tools, omnichannel solutions (OMS), among others. It provides digital product enhancements to merchants in improving their consumers’ experience, such as split-payment processing, multi-payment processing, recurring payments for subscriptions, and one-click buy functionality. The Company also provide insurance solutions, including store, life (regular or whole life) and health insurance.
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