Upstart Holdings Inc
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Financials : Consumer Finance | Small Cap Growth
Company profile

Upstart Holdings, Inc. is a cloud-based artificial intelligence (AI) lending platform. The Company’s platform aggregates consumer demand for loans and connects it to its network of Upstart AI-enabled bank partners. Its AI models are provided to bank partners within a consumer-facing cloud application that streamlines the end-to-end process of originating and servicing a loan. It has built a configurable, multi-tenant cloud application designed to integrate seamlessly into a bank’s existing technology systems. Its configurable platform allows each bank to define its own credit policy and determine the significant parameters of its lending program. The AI models use and analyze data from all of its bank partners. Its Consumers can discover Upstart-powered loans in one of two ways: either through Upstart.com or through a bank-branded product on its bank partners’ own websites. It has also made significant investments in Upstart Auto Retail, a front-end software-as-a-service application.

Price
Delayed
$16.52
Day's Change
-0.80 (-4.62%)
Bid
--
Ask
--
B/A Size
--
Day's High
17.48
Day's Low
16.42
Volume
(Above Average)

Today's volume of 2,665,196 shares is on pace to be greater than UPST's 10-day average volume of 3,865,324 shares.

2,665,196

Company Profile

Upstart Holdings, Inc. is a cloud-based artificial intelligence (AI) lending platform. The Company’s platform aggregates consumer demand for loans and connects it to its network of Upstart AI-enabled bank partners. Its AI models are provided to bank partners within a consumer-facing cloud application that streamlines the end-to-end process of originating and servicing a loan. It has built a configurable, multi-tenant cloud application designed to integrate seamlessly into a bank’s existing technology systems. Its configurable platform allows each bank to define its own credit policy and determine the significant parameters of its lending program. The AI models use and analyze data from all of its bank partners. Its Consumers can discover Upstart-powered loans in one of two ways: either through Upstart.com or through a bank-branded product on its bank partners’ own websites. It has also made significant investments in Upstart Auto Retail, a front-end software-as-a-service application.

Valuation Ratios

Price/Earnings (TTM)
306.77x
Price/Sales (TTM)
1.36x
Price/Book (MRQ)
1.97x
Price/Cash Flow (TTM)
78.25x
TTM = Trailing Twelve Months
MRQ = Most Recent Quarter

Price Performance

Historic Growth and Share Detail

Historic Growth

No historic growth available.

Short Interest

November 2022
Current Month
24.9M
Previous Month
24.7M
Percent of Float
35.50%
Days to Cover
2.9496 Days

Share Information

UPST is in a share class of common stock
Float
70.2M
Shares Outstanding
81.9M
Institutions Holding Shares
413
33.64%

Financial Statements

Balance sheet

Values displayed are in millions.

Income statement

Values displayed are in millions.

Cash flow

Values displayed are in millions.

Company Officers

  • Dave GirouardChmn.
  • Paul Gu
  • Anna M. Counselman
  • Sanjay DattaCFO
  • Scott DarlingSecy.

Address

  • 2950 S. Delaware Street, Suite 300
  • San Mateo, CA 94403
  • Phone: (650) 204-1000
  • Fax: (302) 655-5049

Insider Trading

During the most recent quarter, 40K shares were sold in insider trading.

Market data accompanied by is delayed by at least 15 minutes for NASDAQ, NYSE MKT, NYSE, and options. Duration of the delay for other exchanges varies.
Market data and information provided by Morningstar.

Insider trading information report provided by Copyright © 2022. All rights reserved.

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