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First Commonwealth Financial Corporation is a financial holding company. It provides a diversified range of consumer and commercial banking services through its bank subsidiary, First Commonwealth Bank (FCB). It also offers trust and wealth management services and offers insurance products through FCB and its other operating subsidiaries. First Commonwealth Bank (the Bank) is a Pennsylvania bank and trust company. Its loan portfolio includes commercial, financial, agricultural, and other loans, commercial real estate loans, real estate construction loans, residential real estate loans, and loans to individuals. Its consumer services include Internet, mobile and telephone banking, an automated teller machine network, personal checking accounts, interest-earning checking accounts, savings accounts, health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, and safe deposit facilities.
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