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Synchrony Financial is a consumer financial services company that is focused on delivering digitally enabled product suites. The Company, through its subsidiary, Synchrony Bank (the Bank), offers private label, dual card, co-brand and general-purpose credit cards, as well as short- and long-term installment loans, and savings products. It offers a range of deposit products, such as certificates of deposit, individual retirement accounts, money market accounts and savings accounts. It also takes deposits at the Bank through third-party securities brokerage firm that offer its insured deposit products to their customers. It provides label and co-branded credit cards, and installment loans to retailers. It offers financing programs across key industries, including digital, health and wellness, retail, home, auto, powersports, jewelry, and pets. It offers its credit products through five sales platforms: Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle.
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